Disability in Putnam County & Westchester County
Disability Protection That Supports Your Employees When It Matters Most
At The Merritt Agency, we make disability insurance simple, affordable, and tailored to your business. As an independent agency, we compare multiple top-rated carriers to design the right coverage at the best value—so you can protect your employees’ income and strengthen your workforce.
Why Disability Insurance Matters for Your Business
Disability insurance is a critical part of a strong benefits package. It supports your employees’ financial security by replacing a portion of their income if they are unable to work due to illness or injury—helping reduce stress and improve employee retention.
What Disability Insurance Covers
Short-Term Disability – Provides income replacement for temporary injuries or illnesses that keep employees out of work for a limited time
Long-Term Disability – Offers extended income protection for serious conditions that prevent employees from returning to work for months or years
Partial Disability Coverage – Supports employees who can return to work in a limited capacity but still experience reduced income
Rehabilitation & Return-to-Work Support – Helps employees recover and transition back to the workplace through therapy and vocational services
Why Choose The Merritt Agency?
Independent Advantage: We shop multiple carriers to find the best disability coverage options and pricing
Personalized Service: Plans tailored to your workforce size, budget, and specific needs
Local Expertise: Trusted guidance and ongoing support from a team that understands your community
Ways to Save on Disability Insurance
We help you manage costs while providing meaningful protection:
Promote workplace wellness and preventative care programs
Customize benefit levels and waiting periods
Bundle with other employee benefits
Maintain a healthy and engaged workforce
Get a Free Disability Insurance Quote
At The Merritt Agency, you get more than coverage—you get a partner focused on protecting your employees and supporting your business.
Contact us today for a free, no-obligation quote and keep your team protected with confidence.
The Merritt Agency – Independent. Local. On Your Side.
