Hagerty is a specialty insurance company that focuses on protecting classic, collector, and enthusiast vehicles. Unlike standard auto insurers, Hagerty offers agreed value coverage, meaning vehicles are insured for their true collectible worth rather than depreciated value. The company provides policies for classic cars, vintage trucks, motorcycles, and other unique vehicles, along with coverage for automotive events and memorabilia. In addition to insurance, Hagerty supports car culture through membership benefits, valuation tools, and community resources, helping enthusiasts preserve and protect their vehicles from financial loss due to damage, theft, or liability.

What Hagerty Does

• Insurance Products
  Hagerty provides specialized insurance coverage focused on collector and enthusiast vehicles, including:

• Collector & Classic Car Insurance – agreed value coverage for classic cars, antique vehicles, vintage trucks, and modified or restored automobiles.

• Enthusiast Vehicle Insurance – policies for motorcycles, collector trucks, military vehicles, and other niche or hobby vehicles.

• Motorsports & Event Coverage – protection for car shows, rallies, and automotive events.

• Automotive Lifestyle & Membership Benefits – access to valuation tools, roadside assistance, and enthusiast resources through Hagerty membership programs.

These offerings are designed to protect collectible vehicles and support car enthusiasts, helping safeguard valuable assets from financial loss due to damage, theft, or liability.

Let Us Help You

At The Merritt Agency, our goal is to help our customers find the coverage they desire at a price they can afford. We’ve helped thousands of people across New York state save money while getting a premium coverage plan offered by Hagerty. No matter what insurance you’re looking for, we will help you understand your coverage needs and find competitive options for your new policy.