Long-Term Care in Putnam County & Westchester County
Long-Term Care Insurance That Protects Your Independence
At The Merritt Agency, we make long-term care insurance simple, affordable, and tailored to your needs. As an independent agency, we compare multiple top-rated carriers to design the right coverage at the best value—so you can protect your future and maintain your independence with confidence.
Why Long-Term Care Insurance Matters for You and Your Family
Long-term care insurance helps protect your finances and loved ones if you need extended care later in life. Whether it’s in-home assistance, assisted living, or nursing care, this coverage ensures you can receive the care you need without depleting your savings or placing a financial burden on your family.
What Long-Term Care Insurance Covers
In-Home Care – Pays for caregivers who assist with daily activities such as bathing, dressing, and meal preparation
Assisted Living Facilities – Helps cover the cost of living in a community that provides support and supervision
Nursing Home Care – Covers expenses associated with skilled nursing and full-time medical care
Memory Care & Specialized Services – Provides support for conditions like Alzheimer’s and other cognitive disorders
Why Choose The Merritt Agency?
Independent Advantage: We shop multiple carriers to find the best long-term care insurance options and pricing
Personalized Service: Coverage tailored to your health, budget, and long-term goals
Local Expertise: Trusted guidance and ongoing support from a team that understands your community
Ways to Save on Long-Term Care Insurance
We help you manage costs while securing meaningful protection:
Purchase coverage earlier to lock in lower rates
Customize benefit periods and coverage amounts
Bundle with other insurance policies
Stay proactive with health and wellness
Get a Free Long-Term Care Insurance Quote
At The Merritt Agency, you get more than coverage—you get a partner focused on protecting your future.
Contact us today for a free, no-obligation quote and plan for tomorrow with confidence.
The Merritt Agency – Independent. Local. On Your Side.